DISCLAIMER
The term “company” or “us” or “we” or “our” or “Netpicks” or “Net Picks” or “netpicks.com” refers to Spirit Funds, LLC, the owner of the website. The term “you” or “your” or “subscriber” or “investor” refers to the user or viewer of our website, emails, reports, other media, and products.
As a condition to accessing our websites, emails, articles, reports, advertisements, or other media, you agree to our Terms and Conditions of Use, Privacy Policy, and Disclaimer including without limitation all disclaimers of warranties and limitations on liability contained therein.
RISK CONSIDERATIONS
INVESTING IS RISKY. THIS IS NOT A RECOMMENDATION TO BUY OR SELL ANY SECURITY!
Stock market investing is risky. We are not responsible for any gains or losses that result from the opinions expressed on this website, in emails, advertisements, in articles, in research reports, products, company profiles or in other media or presentations that we publish electronically or in print.
Investing in “penny stocks” is highly speculative and it is possible your investment may be lost or impaired due to the speculative nature of the company profiled. We strongly encourage all investors to conduct their own research before making any investment decision.
Through the use of this website, email, reports, articles, advertisements, or any other media you agree to hold the company our owners, management, employees, affiliates, and agents harmless and to completely release them from any and all liability due to any and all losses, damage, or injury monetary or otherwise that you may incur.
FORWARD LOOKING STATEMENTS
The Private Securities Litigation Reform Act of 1995 provides a ‘safe harbor’ in regard to forward-looking statements. The company cautions all investors that such forward-looking statements in this Publication, emails, website, reports and other media, are not guarantees of future performance. Unknown risk, including bankruptcy, uncertainties, fraud, stock manipulation as well as other uncontrollable or unknown factors may cause actual results to materially differ from the results, performance or expectations expressed or implied by such forward-looking statements. Smaller companies may have a higher likelihood of filing for bankruptcy. Investors are urged to do their own research regarding the dangers of a potential bankruptcy filing.
GOVERNMENT DISCLOSURE
U.S. Government Required Disclaimer – Commodity Futures Trading Commission Futures and Options trading has large potential rewards, but also large potential risks. You must be aware of the risks and be willing to accept them in order to invest in the futures and options markets. Don’t trade with money you can’t afford to lose. This is neither a solicitation nor an offer to Buy/Sell futures or options. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed on this web site, in emails, reports, advertisements, articles, or other media. The past performance of any trading system or methodology is not necessarily indicative of future results.
CFTC RULE 4.41 – HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER-OR-OVER COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.
No representation is being made that any account will or is likely to achieve profits or losses similar to those shown. In fact, there are frequently sharp differences between hypothetical performance results and the actual results subsequently achieved by any particular trading program. Hypothetical trading does not involve financial risk, and no hypothetical trading record can completely account for the impact of financial risk in actual trading. All information we publish on this web site, in emails, reports, advertisements, articles, products, or other media is for educational purposes only and is not intended to provide financial advice.
Any statements about profits or income, expressed or implied, does not represent a guarantee. Your actual trading may result in losses as no trading system is guaranteed. You accept full responsibilities for your actions, trades, profit or loss, and agree to hold our company, the web site legal owners, and any authorized distributors of this information harmless in any and all ways. The use of our products constitutes acceptance of our user agreement.
All trades, patterns, charts, systems, etc., discussed in the website, email, article, report, advertisement, other media and the product materials are for illustrative purposes only and not to be construed as specific advisory recommendations. All ideas and material presented are entirely those of the author and do not necessarily reflect those of the publisher or the company. No system or methodology has ever been developed that can guarantee profits or ensure freedom from losses. No representation or implication is being made that using our websites or our methodology or system will generate profits or ensure freedom from losses.
The testimonials and examples used herein are exceptional results, which do not apply to the average member, and are not intended to represent or guarantee that anyone will achieve the same or similar results. Each individual’s success depends on his or her background, dedication, desire, and motivation.
WE ARE NOT DOCTORS
The information on a medical subject present in our websites or emails cannot replace the advice of a medical professional. We are not doctors. The company has no influence on how the material on this website or in our emails, reports, articles, other media, or products is used. No contributor, system operator, developer, or sponsor of the company or our website, emails or products, nor anyone else connected to the company can take any responsibility for the results or consequences of any attempt to use or adopt any of the information presented on this website. Nothing on the company owned websites, emails, articles, advertisements, reports, or other media, should be made to look like an attempt to offer or give a medical opinion or otherwise engage in the practice of medicine. The medical information given on the company websites is of a general nature, at best. Medical professionals (such as doctors, physicians, nurses, pharmacists/chemists…) have studied how to solve such problems, please consult them directly.
EDUCATION RELATED DISCLOSURE
For Education related information, the information presented on our website, reports, articles, in our emails, and other media is for research purposes only and is not a promise or assurance of financial aid. You can explore other options for scholarships and funding at https://studentaid.ed.gov/types/grants-scholarships/pell
PUBLIC COMPANY DISCLOSURE
We Work With Public Companies
We are a publishing company. Sometimes private or public companies, or third parties working with private or public companies pay us to run advertising campaigns. These campaigns may include, but are not limited to, dedicated emails, sponsorships in our newsletters, lead generation, advertising on our co-registration system, thank you page redirects, banner ads, and even website content. Stock recommendations and information may have been previously distributed.
The company, owners, management, employees and members of their family, affiliates, consultants, independent contractors, and agents may hold stock in profiled companies. They may buy or sell stock in any company mentioned at any time with or without notice. They may benefit from any increase in the share prices of companies mentioned.
There is an inherent conflict of interest in statements and opinions we publish on the website, in emails, articles, reports, or other media, and such statements and opinions cannot be considered independent.
We make our best efforts to disclose all compensation from profiled companies. We maintain a list of companies who have compensated us.
Section 17(b) of the Securities Act of 1933 disclosure
We are a publisher and may have been hired by a private or public company, or third party to increase investor awareness. We may disseminate news and provide media advertising and public awareness for both public and private companies.
The Company charges an advertising fee which it must disclose under 17B. The fee is in cash and applicable compensation agreements are fully disclosed on this website.
For more information on stock market investing, visit the Securities and Exchange Commission (“SEC”) at www.sec.gov and www.nasd.com